Portland Legal Services - Joanne Reisman, Attorney at Law
My Blog

Auto Insurance

New Oregon Law improves UM UIM Auto Insurance Coverage IF your policy is issued or renewed on or after January 1, 2016!

Very Very Important - All Oregonians will want to make sure their automobile policy is technically renewed or issued as close to January 1, 2016 as they can get it done.  Why?  

Well there was a new law passed this year that goes into effect as of January 1, 2016.   Known as Oregon Senate Bill 411, or referred to by us attorneys as the "UIM stacking legislation", this new law will actually improve your auto insurance coverage if your policy is  issued or renewed on or after January 1, 2016.

Why you need a lawyer to help you settle your Personal Injury Claim

In most accidents, like when you are rear ended, it is not going to be an argument about who is at fault.  The argument is going to be about the amount of damages.  Insurance companies have a deliberate and carefully orchestrated plan to minimize how much they will pay out and it starts with the adjuster from the insurance company for the other driver car calling you and saying she or he is so sorry to hear about your injuries and they will take care of you - all you need to do is give them a recorded statement and sign some documents so they can view your medical records.

Tips regarding Oregon's Minimum Liability Insurance Coverage

Oregon driver's insurance policies must offer a minimum of:
Bodily injury and property damage liability​
$25,000 per person;  $50,000 per crash for bodily injury to others; and
$20,000 per crash for damage to others property​
State law also requires every motor vehicle liability policy to provide:
Personal injury protection (for reasonable and necessary medical, dental and other expenses
incurred up to 1 year after the crash)​ $15,000 per person.  (Coverage for lost wages up to $3,000 a month for up to one year is also part of PIP and is in addition to the medical coverage.
Website Builder provided by  Vistaprint